What We Offer
Our Insurance Products
RootsBPO agents have access to a comprehensive portfolio of life and health insurance products — giving you the tools to serve virtually any client need.
Life Products
Build long-term client relationships with a full suite of life insurance solutions — from affordable term coverage to cash-value permanent policies.
Term Life Insurance
Affordable, straightforward protection for a defined period — the most cost-effective way to provide significant coverage for families and income earners.
- Fixed premiums for 10, 20, or 30-year terms
- Large death benefit at the lowest cost
- Ideal for income replacement & mortgage protection
- Convertible to permanent coverage options
Final Expense Insurance
A permanent whole life policy designed to cover end-of-life costs — ensuring families aren't burdened with unexpected funeral and medical expenses.
- Covers funeral, burial, and remaining medical bills
- Simplified underwriting — no medical exam required
- Guaranteed lifelong coverage that never expires
- Face amounts typically from $2,000 to $50,000
IUL (Index Universal Life)
Combines permanent protection with tax-advantaged cash value growth linked to a market index — without direct market risk.
- Growth linked to market indices (e.g., S&P 500)
- Downside protection with a guaranteed floor
- Tax-free retirement income potential
- Flexible premiums and adjustable death benefit
Whole Life Insurance
Guaranteed lifetime protection with a cash value component that grows at a fixed, predictable rate — a stable foundation for long-term financial planning.
- Lifetime coverage — policy never expires
- Guaranteed cash value accumulation over time
- Fixed, predictable premiums that never increase
- Potential dividends from participating policies
Health Products
Help Medicare-eligible clients find the right coverage. With multiple plan types available, you can match every client to the right solution.
Medicare Advantage
Medicare Advantage (Part C) plans bundle Original Medicare with additional benefits — often including dental, vision, hearing, and prescription coverage.
- Replaces Original Medicare Parts A & B
- Often includes dental, vision, and hearing
- Frequently includes prescription drug coverage
- Low or $0 monthly premiums available
Medicare Supplement
Medigap plans fill the cost gaps left by Original Medicare — giving clients predictable out-of-pocket expenses and freedom to see any Medicare provider.
- Covers Medicare copays, deductibles, and coinsurance
- Use any Medicare-accepting provider nationwide
- No referrals, no network restrictions
- Standardized plans (A through N) for easy comparison
Prescription Drug Plan (PDP)
Medicare Part D plans provide comprehensive prescription medication coverage, helping clients manage the ongoing cost of their necessary drugs.
- Covers a wide formulary of brand and generic drugs
- Works alongside Original Medicare and Medigap
- Multiple tiers of drug coverage for flexibility
- Annual enrollment and plan-change opportunities
Ready to Get Started?
Get Appointed & Start Selling
Join RootsBPO and gain access to our full product portfolio, top carriers, and the support you need to grow your book of business.